{"id":8051,"date":"2018-12-18T16:13:24","date_gmt":"2018-12-18T16:13:24","guid":{"rendered":"http:\/\/www.rothgygax.ch\/?p=8051\/"},"modified":"2018-11-07T10:30:10","modified_gmt":"2018-11-07T10:30:10","slug":"des-performances-de-haut-niveau-a-moindre-couts","status":"publish","type":"post","link":"https:\/\/www.rothgygax.ch\/fr\/des-performances-de-haut-niveau-a-moindre-couts\/","title":{"rendered":"Des performances de haut niveau \u00e0 moindre co\u00fbts"},"content":{"rendered":"

De nombreux clients font appel \u00e0 la compagnie d\u2019assurance maladie pour une assurance hospitalisation compl\u00e9mentaire semi-priv\u00e9e ou priv\u00e9e. Avec l’\u00e2ge, c’est-\u00e0-dire au moment o\u00f9 le s\u00e9jour \u00e0 l’h\u00f4pital devient plus probable, les primes augmentent de mani\u00e8re exorbitante. Avec une assurance hospitalisation flexible, \u00e9ventuellement associ\u00e9e \u00e0 une indemnit\u00e9 journali\u00e8re hospitali\u00e8re, il en r\u00e9sulte des \u00e9conomies substantielles. Voici comment cela fonctionne:<\/p>\n

Avantages d\u2019une assurance priv\u00e9e<\/h3>\n

L’h\u00e9bergement en chambre simple ou semi-priv\u00e9 est g\u00e9n\u00e9ralement consid\u00e9r\u00e9 comme le principal avantage d’une assurance semi-priv\u00e9e ou priv\u00e9e. Non seulement le confort accru, mais aussi le libre choix des m\u00e9decins et l’acc\u00e8s plus rapide aux traitements par des sp\u00e9cialistes sont des arguments importants pour cette couverture. Tous les chanceux qui ne doivent pas recourir \u00e0 un traitement hospitalier pendant des ann\u00e9es paient des primes \u00e9lev\u00e9es sans recevoir de prestations. Avec une assurance hospitalisation flexible suppl\u00e9mentaire, vous \u00e9conomisez de l’argent sans renoncer \u00e0 la s\u00e9curit\u00e9.<\/p>\n

Assurance hospitalisation compl\u00e9mentaire flexible<\/h3>\n

Avant d’entrer \u00e0 l’h\u00f4pital, vous pouvez d\u00e9cider si vous souhaitez \u00eatre trait\u00e9 et h\u00e9berg\u00e9 en tant que patient assur\u00e9 en commune, semi-priv\u00e9 ou priv\u00e9. Selon le service choisi, vous assumez un certain partage des co\u00fbts. Les nombreuses compagnies d’assurance maladie suisses proposent diff\u00e9rentes r\u00e9glementations sous la forme d’une franchise en pourcentage ou d’un forfait par jour d’hospitalisation. Voici deux exemples d\u2019assurances maladie suisses:<\/p>\n\n\n\n\n\n
Section<\/strong><\/td>\nParticipation forfaitaire<\/strong><\/td>\nParticipation en %<\/strong><\/td>\n<\/tr>\n
semi-priv\u00e9<\/td>\n75 CHF par jour, maximum 30 jours<\/td>\n20\u00a0%, max. 2 000 CHF<\/td>\n<\/tr>\n
priv\u00e9<\/td>\n200 CHF par jour, maximum 30 jours<\/td>\n35\u00a0%, max. 4 000 CHF<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Assurance \u00ab\u00a0indemnit\u00e9 journali\u00e8re\u00a0\u00bb en cas d\u2019hospitalisation<\/h3>\n

Un compl\u00e9ment optimal \u00e0 l\u2019assurance hospitalisation flexible suppl\u00e9mentaire est l\u2019indemnit\u00e9 journali\u00e8re en cas d\u2019hospitalisation. Cette couverture peut couvrir des frais suppl\u00e9mentaires lors d’un s\u00e9jour \u00e0 l’h\u00f4pital, comme une femme de m\u00e9nage, une garderie ou les participations aux co\u00fbts mentionn\u00e9s. Le paiement de l’indemnit\u00e9 journali\u00e8re est ind\u00e9pendant des co\u00fbts r\u00e9els.<\/p>\n

Exemple de calcul<\/h3>\n

\"\"<\/a><\/p>\n

Conclusion<\/h3>\n

Avec une assurance hospitalisation flexible suppl\u00e9mentaire, vous assumez une responsabilit\u00e9 personnelle plus large, pour laquelle vous serez r\u00e9compens\u00e9 par une prime moins \u00e9lev\u00e9e. En combinaison avec une indemnit\u00e9 journali\u00e8re hospitali\u00e8re, vous assurez \u00e9galement le partage des co\u00fbts pendant un s\u00e9jour \u00e0 l’h\u00f4pital. Nos sp\u00e9cialistes se feront un plaisir de vous faire une proposition personnelle, pour vous et votre famille.<\/p>\n","protected":false},"excerpt":{"rendered":"

De nombreux clients font appel \u00e0 la compagnie d\u2019assurance maladie pour une assurance hospitalisation compl\u00e9mentaire semi-priv\u00e9e ou priv\u00e9e. Avec l’\u00e2ge, c’est-\u00e0-dire au moment o\u00f9 le s\u00e9jour \u00e0 l’h\u00f4pital devient plus…<\/p>\n","protected":false},"author":3,"featured_media":8037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[123],"tags":[],"class_list":["post-8051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-caisse-maladie"],"acf":[],"yoast_head":"\nDes performances de haut niveau \u00e0 moindre co\u00fbts - rothgygax<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rothgygax.ch\/fr\/des-performances-de-haut-niveau-a-moindre-couts\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Des performances de haut niveau \u00e0 moindre co\u00fbts\" \/>\n<meta property=\"og:description\" content=\"De nombreux clients font appel \u00e0 la compagnie d\u2019assurance maladie pour une assurance hospitalisation compl\u00e9mentaire semi-priv\u00e9e ou priv\u00e9e. 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